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Retirees – XtremeCuztoms

Tag: Retirees

Should You Rent in Retirement?

Some people rent in retirement because they don’t have much choice; they can’t afford to own homes. But financial planners say renting can make more sense than owning in some circumstances, even for retirees who can afford the costs of homeownership. Renting offers flexibility as well as freedom from all the chores and expenses of…


Guangzhou Retirees Stage Mass Protests Over Cuts to Medical Insurance Payments

Large crowds gathered on Jan. 11 outside a local human resource and social security bureau in Guangzhou, protesting against a sudden reduction in payments to their personal medical insurance accounts, according to a video of the protest posted online. This is the most recent protest in a series of mass rallies in the city, the…


Best Colleges for Retirees

Typically, retirement is a time when you can kick back and relax. And, there’s nothing wrong with that. You’ve paid your dues, after all. However, learning new skills can help you keep your mind sharp. Did you also know that in the United States, many institutions offer senior citizens free college courses? Taking advantage of…


Retiring Soon? 8 Facts About Retirement You Need to Know

The U.S. has gone through several economic crises that put a lot of Americans into the gutter. While it’s been more than eighty years, the memories of The Great Depression are still vivid today. Indeed, it has taught most of us a tremendous and painful lesson that will always linger. But in the following decades,…


Retirement: Is a CCRC Right for You?

By Lisa Gerstner From Kiplinger’s Personal Finance For many retirees who choose to live in a Continuing Care Retirement Community (CCRC), a driving factor is peace of mind that they’ll have adequate care for their future needs. CCRCs—also known as a life-plan community—allows retirees to shift from independent living to higher levels of care, such…


For Snowbirds, Home Is a Low-Tax State

By Rocky Mengle From Kiplinger’s Personal Finance Snowbirds often own two homes—one up north where these retirees spend the warmer months and one down south in colder ones. When one of those homes is in a high-tax state and the other is in a low-tax state, you want to establish residency in the low-tax state…


Four Ways Retirees Can Protect Their Savings

Even though the United States has a retirement system, it is not perfect. Compared with the retirement systems in other developed nations, it has become apparent that there are flaws in America’s system—chiefly because not everyone has access to a secure financial future. 1) Have a Retirement Plan The biggest retirement system flaw, says Yahoo.News,…


The Unsure Future of Social Security and Your Retirement

In the past, Americans looked forward to the day they could retire and collect Social Security. It was something that you could count on because you had been paying for it your whole working life. Now, it seems this staple of life can no longer be counted on in the not-so-distant future. What the Social…


A Retiree’s Guide to Trading Stocks

If you are a retiree who did a good job planning for retirement, chances are you’re sitting on a large nest egg and wondering how to make your money last while providing a regular source of income. You may also be thinking of splurging a bit on that luxury car you always wanted or investing in a third…


Regrets? Retirees Have a Few

By Janet Bodnar From Kiplinger’s Personal Finance How would you respond if someone asked you what advice you would give your younger self to improve your financial situation in retirement? In its Retiree Reflections Survey, the Employee Benefit Research Institute put that question to more than 1,000 retirees between the ages of 55 and 80….