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personal finance – XtremeCuztoms

Category: personal finance

Closing Prices for Crude Oil, Gold, and Other Commodities (July 24)

Benchmark U.S. crude oil for September delivery rose $1.67 to $78.74 a barrel Monday. Brent crude for September delivery rose $1.67 to $82.74 a barrel. Wholesale gasoline for August delivery rose 9 cents $2.90 a gallon. August heating oil rose 2 cents to $2.77 a gallon. August natural gas fell 3 cents to $2.69 per…


How Major US Stock Indexes Fared July 24

Wall Street ticked higher to start a week full of updates on where interest rates and profits for the stock market’s most influential companies are heading. The S&P 500 rose 0.4 percent Monday, coming off its eighth winning week in the last 10. The Dow added 183 points, or 0.5 percent, and the Nasdaq composite…


The Secrets of Successful Financial Planning: Inside Tips From an Expert (Part 5.1)

For the sake of liquidity (tax-favored accounts tend to be subject to tax penalties), you will want at least one tax-exposed account. Examples include money for a major business (buy out the boss), or personal outlay (second home), or a Tier 3 cash reserve. But let’s say that you need an equities component to enhance…


How Recent Supreme Court Rulings Can Affect Your Personal Finances

The U.S. Supreme Court is always busy making decisions that affect many people. Rulings made in recent days will impact a lot more with regard to their personal finances. Three of these decisions could affect many more people, particularly those with bank accounts, past-due mortgage payments, and student loans. Permission Is Not Needed to Look…


How Recent Supreme Court Rulings Can Affect Your Pocket

The U.S. Supreme Court is always busy making decisions that affect many people. Rulings made in recent days will impact a lot more with regard to their personal finances. Three of these decisions could affect many more people, particularly those with bank accounts, past-due mortgage payments, and student loans. Permission Is Not Needed to Look…


The Secrets of Successful Financial Planning: Inside Tips From an Expert (Part 4.4)

A similar folly can be seen with the way some people view real estate, which has many investment subcategories. Studies have shown that while residential realty values are immediately sensitive to interest rates and to recessions and booms, commercial real estate is less sensitive because of long-term leases. Experts agree, though, because of statistical studies,…


Can a Spendthrift Trust Help Control the Distribution of Your Assets?

Passing an inheritance to your children often raises the question of how the beneficiaries would use it after they receive it. Most often, you already know the answer—it probably would not last very long. You strongly suspect they would not value it like they should and would spend it as if money grew on trees….


How Major US Stock Indexes Fared July 21

Wall Street drifted to a mixed closed but still marked another weekly gain. The S&P 500 eked out a gain of less than 0.1 percent Friday. The index had its eighth winning week in the last 10. The Dow edged up just 2 points and the Nasdaq fell 0.2 percent a day after tumbling to…


Let’s Shift the Focus

Dear Dave, I graduated from college six years ago with a business degree. Currently, I’m in data analytics making about $40,000 a year and have $155,000 in student loan debt. Do you have any recommendations as far as refinancing my student loans and getting the interest rates and monthly payments down? —Austin Dear Austin, I’m…


How to Use Online Rent Collection to Enhance Transparency and Foster Better Relationships With Tenants

By Dave Spooner Landlords experience a variety of benefits when switching to online rent collection: automation, convenience, accurate bookkeeping and the ability to meet tenant needs in the marketplace. Transparency is an often overlooked benefit. As consumers, we want and appreciate transparency throughout the transaction process. We want to be able to track our packages,…