Category: personal finance

Plunging Australian Home Values Break 40-year Record

The Reserve Bank’s aggressive rate-hiking cycle has triggered the housing market’s biggest decline in more than four decades. The 8.4 percent drop between May 2022 and January 2023 is the deepest peak-to-trough fall on CoreLogic’s records, which go back to 1980. It surpasses the previous record-breaking slide between 2017 and 2019, as well as the…


Australian Borrowers Should Prepare for More Mortgage Stress in 2023: Lending Experts

Lending and mortgage experts have warned Australian borrowers to prepare for steeper interest rate hikes, and more mortgage stress in 2023 as many homeowners have shown signs of struggling. Australian mortgagors had a tough year in 2022 as they witnessed the Reserve Bank of Australia (RBA) lifting the official cash rate from the historic low…


What Would You Choose as a Consumer: Living a Good Life or Saving for Retirement

Most people fall into one of two categories. They are either savers or spenders. Savings are often prioritized for the future to secure retirement and financial security. Spenders prioritize their everyday desires and requirements while maintaining a sound financial situation with the idea of covering their retirement obligations in the future with better income or…


12 Best Fundraising Ideas for Your Organization

By Entrepreneur Staff As an organization, finding new and innovative ways to fundraise is essential for your success. Not only does fundraising allow you to bring in much-needed revenue, but it also raises awareness for your cause and helps you connect with potential donors. This blog post will share 12 easy fundraising ideas for your…


4 Commitments All Truly Inclusive Leaders Must Follow

By Chuck H. Shelton 2022 was the first year of Diversity, Equity and Inclusion accountability for inclusive leaders. Our future will be filled with increasing expectations from employees, customers and business partners, looking for us to step up and courageously respond to societal needs and problems across human differences. It won’t be easy, but it…


Online Credit Reports & How They Are Tracking Everything You Do

Imagine that you’ve been invited to join a friend on a weekend getaway. The only problem? Your dog has to stay home. Thankfully, you can solve this problem by hiring a pet sitter. Of course, you aren’t going to have anyone watch over your four-legged friend. You’re going to ask them some questions first. Primarily,…


Family Finances: Starting the New Year Without Guilt

By Emma Patch From Kiplinger’s Personal Finance Scarlett Cochran, author of “It’s Not About the Money: A Proven Path to Building Wealth and Living the Rich Life You Deserve,” offers sage financial advice. Question: If it’s not all about the money, then what’s it all about? Answer: Money evolved as a tool to help us…


5 Bad Investments Even Smart People Make

When people read about failed investments, a common misconception is that the victims must not have thought things through carefully enough or made other “stupid” decisions. Unfortunately, however, intelligent people can fall into the trap of investment and money-making opportunities that are not expected and could even evolve into total scams. Here are some compelling…


Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 6)

Benchmark U.S. crude oil for February delivery rose 10 cents to $73.77 a barrel Friday. Brent crude for March delivery fell 12 cents to $78.57 a barrel. Wholesale gasoline for February delivery fell 3 cents to $2.24 a gallon. February heating oil rose 3 cents to $3 a gallon. February natural gas fell 1 cent…


Spending: Credit Cards Offering Security Perks

By Rivan V. Stinson From Kiplinger’s Personal Finance Credit card issuers offer many perks for their customers, but one of them is peace of mind. Cards often provide some protections against thieves and unauthorized charges. Capital One’s CreditWise and Chase’s Credit Journey, for example, offer cardmembers—and non-cardmembers—free credit monitoring. The services track your Social Security…