India’s gold demand in the first half of 2022 jumped 42 percent from a year ago but consumption in the second half could be lower than last year as higher inflation erodes disposable income, the World Gold Council (WGC) said on Thursday. Lower purchases by the world’s second-biggest gold consumer could weigh on prices, which…
US Home Prices Cooled at a Record Pace in June
August 2, 2022
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Skyrocketing mortgage rates and inflation in the United States have caused the housing market to tumble in June, allowing historically high home prices to stabilize and unit stock to grow, according to a report from mortgage data analytics firm Black Knight. The rise in housing prices rapidly slowed in June, according to the report, though…
The Shifting Sands of Social Security
You have worked your whole life for this moment: retirement. And since you paid into Social Security all those years, you may think you now have enough to live on. But, unfortunately, Social Security doesn’t cover all your living expenses. And it won’t help you with a prosperous retirement. Relying on Social Security for your…
Closing Prices for Crude Oil, Gold and Other Commodities (Aug. 1)
August 1, 2022
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Benchmark U.S. crude oil for September delivery fell $4.73 to $93.89 a barrel Monday. Brent crude for October delivery fell $3.94 to $100.03 a barrel. Wholesale gasoline for September delivery fell 11 cents to $3 a gallon. September heating oil fell 11 cents to $3.44 a gallon. September natural gas rose 5 cents to $8.28…
5 Ways to Feel Richer (Even If You’re Not)
In some ways, feeling “rich” is less about how many zeroes you have in your bank account and more about knowing how to use them to get what you want out of life. For author and certified financial planner Tom Corley, feeling rich comes from having an Irish pub-style structure in his backyard in New…
Paying Too Much for Cellphone Service? Here’s 5 Ways To Save Money
If soaring costs are getting you down, finding realistic ways to reduce expenses will keep your head above water and your spirits high. In this column, I will share five ways to save money on your cellphone bill. By applying one or more of these tips, you may be able to cut your monthly bill…
11 Simple Savings Habits That Will Get You What You Want
Over the weekend I was thinking about future travel plans. There are so many places that I would love to visit. But, that’s just not feasible if I don’t buckle down and step-up my savings game. The best place to start saving money is with small, everyday habits. After a while, these habits will become automatic….
Winning Strategy for Your Money
“A vision without a strategy remains an illusion.” Lee Bolman While the quote above applies to almost any situation in life, I’ve found it to be most useful when it comes to money. For example, if you want to buy a new car, you will need a strategy for the down payment. Want to avoid falling…
Quiet Rituals Behind Billionaires
If you’re reading this article, then it’s probably because you’re interested in some advice that can make you more successful. And, you might be intrigued by the term, “quiet rituals.” You’ve probably already come across more than enough articles discussing the habits of billionaires. But, you rarely come across someone discussing the quiet rituals of these incredibly…
Avoiding a Bitter Pill: Medicare Penalties for Late Enrollment
United States citizens are eligible for Medicare when they reach 65. If you are receiving benefits from Social Security (or the Railroad Retirement Board) at least 4 months before your 65th birthday, you will be automatically enrolled in Medicare. If you are not receiving Social Security benefits at 65, you will need to watch the calendar…
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