Category: personal finance

Closing Prices for Crude Oil, Gold and Other Commodities (Sept. 6)

Benchmark U.S. crude oil for October delivery rose 1 cent to $86.88 a barrel Tuesday. Brent crude for November delivery fell $2.91 to $92.83 a barrel. Wholesale gasoline for October delivery fell 4 cents to $2.42 a gallon. October heating oil fell 1 cent to $3.57 a gallon. October natural gas fell 64 cents to…


Terrible Things People Do for Money: What You Need to Learn

You can laugh if you want. But, growing up, I was into professional wrestling. It was something that my dad was a fan of. So, naturally, this is what we did to bond. Anyway, there was this wrestler named Ted DiBiase whose gimmick was “The Million Dollar” man. And, he had an amazing catchphrase; “Everybody’s…


8 Unconventional Habits You Should Steal From Billionaires to Be Successful

The most successful people carry unique attributes. They also have unconventional habits that have led to many of their achievements. One great benefit of the internet is that a lot of those habits and traits are no longer secrets. Billionaires have shared what has worked for them in their lives. Consequently, it is easy to emulate those actions,…


Does Spouse’s Income Affect Social Security Benefits?

For some people, it makes sense to start drawing Social Security benefits before reaching full retirement age (FRA). But there are restrictions that attend this decision to draw benefits early. The Social Security Administration considers the act of drawing benefits as retirement. This means that recipients are restricted as to how much additional income they…


Business Mileage Demystified: How To Save Money While Not Increasing Audited Chances

When it comes to business tax deductions, one of the most overlooked helps are your auto and transportation fees. This may be because business owners are either unaware of this benefit or just don’t believe that it’s worth the hassle. The thing is, business mileage deductions aren’t that complicated. And, when done correctly, your could even end…


Consumer Prices Are Soaring. Here Are the Best Ways to Protect Your Savings

By René Bennett From Bankrate While inflation is at the highest it’s been since the early 1980s, many people—especially those living paycheck to paycheck—may be struggling to save any money at all. Inflation is likely to remain high, with most economists polled in Bankrate’s Second-Quarter Economic Indicator survey predicting inflation will remain as expected or…


Each Taxpayer on Hook for $2,500 for Biden’s Student Loan Forgiveness Scheme: NTUF

If President Joe Biden’s student debt cancellation scheme were to be implemented, it would cost every single American taxpayer in excess of $2,500, according to an estimate by the National Taxpayers Union Foundation (NTUF). Biden’s plan seeks to eliminate $10,000 worth of debt for each federal student debtholder. For borrowers who received federal Pell Grants,…


Fearing a Tax Audit? 5 Things You Can Do to Prepare

Tax preparation can be difficult for business owners, who must constantly strive to strike a balance between claiming as many deductions as possible and avoiding an IRS audit. The fear of the dreaded visit from a tax auditor can even drive some entrepreneurs to dismiss some deductions, including home office space, which has traditionally been…


Top Skills to Run Online Business Efficiently

Online businesses are on a roll to leverage the expansion of the business market to the internet world. The internet world has grown at a rapid pace, and looking at the popularity and business scope, it is here to stay. Customer preference has played a massive role in an online business’s success. People prefer to…


How Job Hopping Can Impact Your Investment Strategy

Americans are shifting jobs faster than ever before. According to the Harvard Business Review, the average monthly quit rate has been on the rise since 2009, a trend that came to a head with the “Great Resignation” of 2021. This trend is impacting how many professionals approach their investment strategy. For the American workforce, the…