Category: personal finance

Investing: Big Tech Is a Big Bargain Now

By James K. Glassman From Kiplinger’s Personal Finance It has been a rough year for the stock market but even more so for Mega Four tech stocks: Apple, Microsoft, Alphabet, and Amazon.com. Over the past five years, their share prices have more than tripled, and each has a market cap of more than a trillion…


11 Ways to Save on Amazon for the Holidays

Some don’t like Amazon for political reasons. Others use the service as their go-to retailer. But the fact is, if Amazon doesn’t have it, you probably don’t need it. When you need that toaster or pair of curtains, you can usually find a great selection at low prices. But are there ways to save even…


Supermarkets Limiting Discounts Amid Soaring Food Inflation

While food prices remain elevated and customers look for cheaper deals, supermarkets have begun to limit the discounts they provide and are running fewer promotions. In the third quarter, food and beverage products were sold with a 20.6 percent price reduction on average, which is less than the 25.7 percent discount during 2019, a Wall…


New York Crowned the Richest City in the World 2022; Hong Kong Drops out of Top 10

American Consultation Firm Henley & Partners Group published its latest World’s Richest Cities Report on Sep 13. The report confirmed that New York, Tokyo, and San Francisco are the cities with the most millionaires. With Hong Kong dropping quickly from the 8th in 2021 to the 12th this year, it has become the most affected…


A Flexible Personality Is the Key to Success

By Dr. Daneen Skube From Tribune Content Agency Question: I’ve always been stubborn. My boss told me she doesn’t want to promote me because of my stubbornness. How can I change when it’s just the way I am? Isn’t tenacity when I’m right a good thing? How can I show my boss that she should promote…


10 Retirement-Friendly Business Ideas for the Over 50’s

Some people dream of the day that they can wake up with absolutely nothing to do. For them, retirement consists of sleeping in, lounging poolside, and doing as little as possible for the rest of their lives. But for most people, a life with nothing to do doesn’t sound so pleasant. And with 72 percent…


3 Steps to Lower the Cost of Your Debt

Does the thought of dealing with your debt make you want to go back to bed? More than 1 in 5 Americans (22 percent) are likely to put off creating a debt payoff plan, according to a June 2022 survey from NerdWallet conducted online by The Harris Poll. That’s a lot of procrastination, and it’s…


Can’t Qualify for a Personal Loan? 4 Alternatives to Try

Personal loans provide fast, unsecured funds that can pay for anything from home repairs to medical emergencies. Instead of requiring collateral like a house or car, many lenders prefer applicants with strong credit and high incomes. But what if you don’t meet a lender’s requirements? People who don’t qualify for a personal loan have alternatives…


Social Security Income Restrictions

By Elliot Raphaelson From Tribune Content Agency In a recent column in Investment News, Mary Beth Franklin discussed issues related to payroll taxes and to lost potential Social Security benefits for those who apply prior to full retirement age. Franklin has written an excellent ebook covering all Social Security issues, which you can order at…


Have the Markets Found a Bottom?

While the fourth quarter has only just begun, the end of the year can’t come fast enough for Wall Street. The year 2022 has been disastrous for investors. The Dow Jones Industrial Average is down 22 percent, the S&P500 has fallen 25 percent, and the NASDAQ Composite has dropped a whopping 33 percent for the…