Tag: saving

I Hate Spending Money: How to Learn to Spend Less and Save More

In the words of Maya Angelou, “Hate, it has caused a lot of problems in this world, but has not solved one yet.” While it’s normal to occasionally have hateful feelings, holding on to this feeling for too long can be unhealthy to the mind and body. Because of this, there aren’t too many things…


Free Your Money: Strategies for Keeping Your Money in the Best Place Possible

Have you recently come into some extra cash? It doesn’t matter whether you’ve inherited money, earned a bonus, or sold your house for a profit. Having this spare money gives you a wonderful opportunity to build up your savings or solidify your retirement plan. But, when it comes to choosing the right place to stash…


How Inflation Is Impacting Americans’ Ability to Save

Inflation hit a 40-year-high in February, reaching 7.9 percent annually and reflecting another month of higher prices across the board for Americans. Some sectors rose at a faster pace than others, with the cost of gas, shelter, and food up the most. Fuel shot up more than 43 percent, as those filling up saw continued…


How Inflation Is Affecting Americans’ Ability to Save

Inflation hit a 40-year-high in February, reaching 7.9 percent year-over-year and reflecting another month of higher prices across the board for Americans. Some sectors rose at a faster pace than others, with the cost of gas, shelter, and food up the most. Fuel shot up by more than 43 percent, as those filling up saw continued…


Simple, Clever Tricks to Make Your Stuff Last Longer

Being wasteful is easy, especially when everything seems to be so plentiful and simple to replenish. Just order more. Or run to the store, right? Sure, we love to buy things on sale, but that’s not the only way—or the best way—to cut costs. Discovering simple ways to make things last longer is the surefire…


Where Should He Park the Money?

Dear Dave, Our son is 13, and he has been doing some part-time work for a friend of the family. He makes $40 to $60 a week, and he would like to begin investing the majority of what he earns. Do you have a suggestion for a good place he could put his money? Lindsay…


5 Ways to Cut Household Costs This Year

2022 is here, guys! There’s no better time than the beginning of a new year (after all that crazy Christmas spending) to get serious about saving money. And one simple way to do that is by looking for ways to save around the house. So, here are five practical ways to cut back on household…


Can California Be Saved? Part 3

California is worth saving. The question is: Where do we start? This is Part 3 of my review of the new book, “Saving California: Solutions to the state’s biggest policy problems.” It covers the final three chapters and the conclusion. The book was edited by Steven Greenhut for the Pacific Research Institute (PRI). The previous…


Can California Be Saved? Part 2

Commentary In Part 1 of this series, I covered three chapters in the crucial new book, “Saving California: Solutions to the state’s biggest policy problems.” It’s edited by Steven Greenhut for the Pacific Research Institute (PRI). The book is important because it’s the best starting place for working through the main problems afflicting the state….


Hope Is a Good Thing

Dear Dave, What is the main difference between people who follow your plan, stick with it, and succeed, and those who fall off along the way? Damon Dear Damon, I’ve walked with thousands of families through financial problems. Some of them were speed bumps that just needed to be smoothed out, while others seemed like…