Personal loans provide fast, unsecured funds that can pay for anything from home repairs to medical emergencies. Instead of requiring collateral like a house or car, many lenders prefer applicants with strong credit and high incomes. But what if you don’t meet a lender’s requirements? People who don’t qualify for a personal loan have alternatives…
A Yale Professor Takes a Look at Popular Financial Tips
September 25, 2022
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Personal finance is a popular topic, as managing, investing, and budgeting money is an imperative part of life. However, just how you should do that depends entirely on who you ask. And there is certainly no shortage of experts, talking heads, and influencers ready to give their opinion. There is a large rift between financial advice given…
My Action Plan for Saving and Spending
It is crucial to know where your money goes if you want to get your finances under control. The problem? That isn’t always obvious: Sure, you may keep track of your monthly bills. But what about your daily expenses? When you add up your out-of-pocket expenses, you might be surprised at how much you spend on…
Do’s and Don’ts of Saving During a Recession
By Liz Hund From Bankrate Strategies to build your savings during a recession may involve adjusting your savings goals and cutting expenses, while paying down loans and avoiding additional debt. Getting into the habit of saving money takes discipline and can be challenging even during non-recessionary times. To help you navigate saving during a period of economic…
Consumer Prices Are Soaring. Here Are the Best Ways to Protect Your Savings
By René Bennett From Bankrate While inflation is at the highest it’s been since the early 1980s, many people—especially those living paycheck to paycheck—may be struggling to save any money at all. Inflation is likely to remain high, with most economists polled in Bankrate’s Second-Quarter Economic Indicator survey predicting inflation will remain as expected or…
US Households Struggling to Save in an Inflationary Economy
A new report revealed that U.S. households are increasingly struggling to save money as the cost of living continues to impact Americans. According to Morning Consult‘s Household Finances & Spending survey in July, the share of adults who had money left over after paying monthly expenses declined for all income categories. Fewer than 40 percent…
Fall Cleaning Your Personal Finances
Fall is upon us. Halloween is just weeks away. While personal finances may not be top of mind, there is no better time than the fall to clean up your personal finances. Fall cleaning can be a fun, light option to keep your finances running smoothly and ensure you are on track for your goals. You wouldn’t drive…
Two Problems That Will Keep the Younger Generations from Becoming Stock Market Millionaires
Commentary The younger generations should ignore the chart below that is often seen in a variety of forms in the financial media touting “how easy it is to become a millionaire.” There are two primary reasons millennials aren’t saving as they should. The first is the lack of money to save, and the second is…
2 Problems That Will Keep the Younger Generations From Becoming Stock Market Millionaires
Commentary The younger generations should ignore the chart below that is often seen in a variety of forms in the financial media touting “how easy it is to become a millionaire.” There are two primary reasons millennials aren’t saving as they should. The first is the lack of money to save, and the second is…
11 Simple Savings Habits That Will Get You What You Want
Over the weekend I was thinking about future travel plans. There are so many places that I would love to visit. But, that’s just not feasible if I don’t buckle down and step-up my savings game. The best place to start saving money is with small, everyday habits. After a while, these habits will become automatic….
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