The end of the year is a busy time. Last-minute pushes for school and work and the holiday rush makes November and December frantic.
But this is a good time to examine finances and plan for the new year. So, take the time to cross these financial tips off your to-do list.
Assess Your Spending and Expenses
This is an excellent time to review the household budget and see where you are. If you stayed within budget, pat yourself on the back. But if the budget was stretched, identify why. For example, evaluate whether there were big emergency expenses or if you led an extravagant lifestyle….