Not that long ago, I underwent that procedure no one my age likes to talk about. Doing all the necessary prep to get ready for the exam was bad enough. Then, I wanted to cut and run when I saw those words on the office door: certified financial planner. But we did it. My husband and I spent several hours with planning our estate with a professional, which is a pleasant way to say we talked about getting old and dying. Actually, it wasn’t that bad. In fact, now that it’s over, I’m so glad we did the hardest thing of all: We showed up. We took those first difficult steps required to create a realistic plan that will allow us to live the second half of our lives with joy and peace instead of fear and dread. We know specifically what we have to do in the next 10 …