This story originally appeared on MarketBeat In your head, you’ve always known you’ll make it to the millionaire club. However, getting to $1 million and beyond has proven more difficult than you thought (despite reading every book related to “The Millionaire Next Door” that ever existed). Wealthy people often say, “My first $1 million was the hardest to earn.” Do you feel as if you’ve been hovering in $700,000 territory forever? If so, you may understand this sentiment completely. If you can’t quite figure out how to turn your $1 million goal into reality, let’s dive into a few reasons why you’re having trouble bridging the gap. Culprit 1: You Haven’t Planned Well You need a plan if you want to have $1 million in your accounts. Just like any major goal, you’ll need to plan for it. For example, let’s say you plan to get a degree in college. …