Because of the high volume of emails I get from the small minority of government employees who don’t even pay into Social Security, I guess it’s time for me to trot out my old WEP and GPO column. (I’ll explain what those abbreviations stand for in a minute.) Who are these folks? They are primarily teachers in some states and police officers and firefighters in other states. Or they are old-time federal employees who started working before government employees were switched to Social Security in 1984. These local, state, and older federal employees are covered by other retirement plans and not by Social Security. Why is that? Because back when Social Security laws were enacted in the 1930s, Congress felt that they could not force a federal pension plan (Social Security) on state and local governments. So, they gave them the option of joining Social Security or not. Most did. …
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