Visa Inc.’s quarterly profit topped Wall Street expectations on Tuesday, as a recovery in travel and an improving global economic picture drove volume growth at the world’s largest payment processor. But cross-border travel was still well below pre-pandemic levels, Visa said, with regions such as the Asia Pacific remaining closed. “Our business has been on a recovery track for the past three to four quarters. However, we are not back to normal yet globally,” Chief Financial Officer Vasant Prabhu told analysts on a call. “The timing of reopening in key countries across Asia, both domestically and for cross-border travel is a key variable.” In a sign of resilience, however, debit and e-commerce activity outperformed in the quarter even as in-store shopping picked up and credit card volumes recovered. Visa’s net income rose to $1.65 per Class A share for the fourth quarter ended Sept. 30, beating analysts’ estimate of $1.54 …