Dear Dave, I’m coming up on a transition phase in my life. I’ll be leaving the military soon, and I’ve been evaluating my living situation once I am out. My parents said I could live with them for a while, but I am not sure that would work out well. I have done some research on renting versus buying a home, but I understand that you hate VA loans. Can you clarify as to why you feel this way and give some advice for a person in my situation? Tyler Dear Tyler, Hate might be a strong word for how I feel about VA loans, but there are some things you should know about them. No. 1, VA loans are usually more expensive, with the interest rate and all the fees, than FHA or conventional loans. No. 2, the reason most people gravitate toward a VA loan is they can …