Recently, I’ve received emails from several readers who asked questions about something they call the “spousal bump.” It’s a term I never heard before, and it made me chuckle. It sounds to me like some kind of “dirty dancing” move done by an old married couple in a shady nightclub! I can just see a geezer and his wife thumping their rumps up against each other on a dance floor. But, of course, I know that’s not what my readers are talking about. Instead, they are referring to the extra benefits a wife would get as a spouse on her husband’s Social Security record. So, here are a couple of questions about the “spousal bump.” Q: I turn my full retirement age, 66 and 2 months, in March 2021. I am scheduled to get $2,980 from Social Security if I file then. But everything I read and hear from so-called …
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