Financial experts will tell you to steer clear of borrowing money from your family and friends. And, for good reason. Even the healthiest and strongest of relationships can buckle under the financial problems this can cause. At the same time, when in financial trouble, there may be no better place to turn their your nearest and dearest. For starters, if you’re in a serious pinch, it’s the fastest and easiest way to secure a loan. It can be as easy as just depositing a check into your account. Secondly, it’s a much more affordable option—interest rates can range anyway from 35.99 percent to an astronomical 199 percent for a personal loan. But, what happens when the shoe is on the other foot? In other words, a family member or friend asks to borrow money from you. Well, here are 8 smart ways you can lend them the money they need …