By Elliot Raphaelson
Q: I am considering several options regarding Medicare Advantage plans and Medigap plans. How can I receive unbiased advice?
A: One source you can consider is using the services of a State Health Insurance Assistance Program (SHIP) volunteer. Each state has a SHIP chapter and can provide a volunteer, at no cost, to assist you. I volunteered for SHIP for several years. A SHIP volunteer will provide unbiased advice.
I also recommend you read “Get What’s Yours for Medicare: Maximize Your Coverage, Minimize Your Costs” (Simon & Schuster) by Philip Moeller. The pros and cons of different options are covered….