Dear Dave,
My younger brother and his wife did their taxes last month and learned they owe $15,000 to the IRS. I love them both, but they are extremely irresponsible with money. I know they have a lot of credit card debt, too. I am debt-free, including my home after following your plan, and would like to help them. I was thinking about taking out a one-time loan from the bank to help cover what they owe the IRS, because my emergency fund is a little low after a recent car accident. Under the circumstances, would this be OK?
—Carson
Dear Carson,
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