In order to save for any goal—short, medium, or long-term—you’re going to need data. You need to know how much money you have coming in, and how much money you have going out. You’re also going to need to know where that money’s going. Tracking Your Income If you’re salaried, tracking your income should be…

If saving money was easy, everyone would be doing it. It isn’t easy. When you’re earning a low wage, it’s hard enough to make ends meet. You’ll always have to make rent and buy food, and there’s no shortage of other things to buy if only you had the money to buy them. As your…

Your work pays your bills. That’s its first job you need to earn enough to pay the rent, put food on the table, and keep the lights on. After you’ve met those essential obligations come other, near-essential expenses: a car, insurance, and entertainment. As earnings increase the first change is in the quality that those…