Tag: Debt Management

How to Put Your Tax Refund to Work for You

April 5, 2022
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If you’re eagerly anticipating a tax refund in the coming weeks, you have good reason to be optimistic: The IRS reports that about 77 percent of tax returns filed last year generated a refund, and the average refund was $2,815. Even though what can feel like a gift from the government is actually a delayed…

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How to Cosign Responsibly on a Mortgage

April 4, 2022
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Buying a house is an exhilarating stage in life. A home to call your own. Many people who today are homeowners would not have been able to get to the point of buying their house without the advantage of a cosigner. According to Forbes, one in six adults have cosigned on a loan at some…

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Forget the Fed, Pay Off Your Credit Card Debt

April 3, 2022
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The cost of everything keeps creeping up. And if you happen to have credit card debt, that’s about to get a bit more expensive too, thanks to a series of interest rate increases beginning this month. With inflation at its highest rate since the early 1980s , the Federal Reserve is adjusting interest rates to…

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Credit Is a Privilege, Not a Human Right

March 31, 2022
BrightbudgetingDebt ManagementEveryday CheapskateLifestylepersonal finance
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Dear Mary: I’ve just discovered that my parents are being discriminated against because they don’t have a credit card. It’s a huge injustice if you discriminate due to color, race or religion, and this is totally unacceptable in our society. If you don’t own a credit card, you are not allowed to get a rental…

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