I get lots of emails from my readers. Most are from nice people who have questions about their particular Social Security situation. I like responding to these people and helping them out. Then there are those guys (and it’s almost always guys) who rant and rave and gripe and groan about some perceived injustice involving…
Angry Al and Me
May 10, 2022
admin
BrightbudgetingDebt Managementgovernment employeespersonal financeretirement benefitsSocial Securitysocial security disability
0 Comment
Warranty Deed Versus Quitclaim Deed
May 10, 2022
admin
BrightbudgetingDebt Managementhouse rentalsmortgagemortgage lenderspersonal financequitclaim deedtransferring title
0 Comment
Dear Monty: We want to give our son a quitclaim deed to our house, which he rents from us. We still have a mortgage of $117,000 on the home. What is our obligation in this transition? Monty’s Answer: There are several steps that must be taken before you can quitclaim your home to your son….
9 Things to Consider When Integrating a Payment Gateway Into Your Mobile App
With the use of mobile phones and different applications, people now look forward to making payments to various vendors. If you want to develop an eCommerce financial app, it is quite important to integrate a payment gateway to generate more sales and improve the user experience. As per the statistics around 73 percent of total…
12 Expert Tips to Pay Down Your Mortgage in 10 Years or Less
Purchasing a home is a dream for pretty much everyone. But, taking on that massive debt can prevent you from retiring earlier, sending the kids to college, or taking that dream vacation. Like any other debt, if you’re able to get rid of your mortgage as soon as possible, the better off you’ll be down…
What to Do When a Loved One Owes You Money and Doesn’t Pay Your Back
Your sibling asked you to cover their rent for a couple of months while they were between jobs. Or maybe you loaned a friend a few hundred bucks for a car repair they couldn’t afford. You’d do anything to help those you love. And you did. But what should you do when they don’t pay…
Student Loan Forgiveness, What You Need to Know
May 2, 2022
admin
BrightbudgetingDebt Managementpersonal financePublic Service Loan Forgivenessstudent loanstudent loan forgiveness
0 Comment
After going to college or grad school for years, it is easy to understand why starting life with a tremendous student loan debt can be daunting and is undesirable. For some people, it can take years to pay, and student loan debt can make it difficult to get loans for other things. Obtaining student loan…
Watch for Debt Collectors, Scams on Social
Social media is where you watch cooking videos, gaze at photos of dreamy travel destinations, and doomscroll through endless news headlines. Now, sites like Instagram, Facebook, and Twitter could also be where debt collectors slide into your Debt Management Services (DMs). In late 2021, rule changes under the Fair Debt Collection Practices Act (FDCPA) went…
8 Tactics to Break Credit Card Debt Cycles
Upon paying off between $12,000 and $15,000 in credit card debt in 2019, Yamiesha Bell, a special education teacher in New York, didn’t break up with her credit cards. With goals to buy a car and a house, Bell hoped to preserve her credit history by keeping her cards open and active. “I needed to…
3 Steps to Breaking Unhealthy Money Habits
April 8, 2022
admin
BrightbudgetingDebt Managementfinance managementmoney habitpersonal financeUncategorizedUnhealthy Money Habits
0 Comment
Some bad habits affect our physical health, like smoking, nail biting, or eating too much junk food. But others take a toll on our financial health. How do you know if you have unhealthy financial habits, and what can you do to build better ones? Take these three steps. Dig Into Your Relationship with Money…
How Buy Now, Pay Later Loans Could Alter Credit
Expanding access to credit is a worthy goal. Too many people can’t get a mortgage or an emergency loan at a reasonable rate because they can’t show a solid credit history. They may pay more for insurance or make large security deposits to get utilities or rent an apartment. Recently, the three major credit bureaus…
-
Recent Posts
-
Archives
- May 2025
- April 2025
- July 2023
- June 2023
- May 2023
- April 2023
- March 2023
- February 2023
- January 2023
- December 2022
- November 2022
- October 2022
- September 2022
- August 2022
- July 2022
- June 2022
- May 2022
- April 2022
- March 2022
- February 2022
- January 2022
- December 2021
- November 2021
- October 2021
- September 2021
- August 2021
- July 2021
- June 2021
- May 2021
- April 2021
- March 2021
- February 2021
- January 2021
- December 2020
- September 2013
- July 2013
- March 2013
- January 2013
- December 2012
- November 2012
- December 1
-
Meta