Tag: Debt Management

Curb Inflation With 5 Credit Card Perks

As prices on goods and services continue to rise because of inflation, scaling back expenses isn’t the only way to free up cash to cover essentials. Credit cards can feature valuable perks for new applicants, whether your goal is to pay off debt or save on costs. Even if you already have a card, you…


4 Services You May Be Overpaying For

When you’re trying to cut your budget and save money there are lots of ways to do it. You can cut back on restaurant meals, conserve water, and adjust your thermostat. Still, if you’re already doing these things you may think there’s nothing else to trim from your budget. That’s where you could be wrong….


What’s Driving Skyhigh Gas Prices, and Is Relief in Sight?

If you are a driver, you have probably been unhappy about how fast gas prices are rising recently. You have probably done multiple Google searches for “gas prices near me” to find the lowest price in your neighborhood. You are probably wondering—and fearful—how high gasoline prices could go before you take your vacation and when…


How to Make a Spending Plan You’ll Stick To

One of the most important things you can do is learn how to manage your money. Good money management habits can help you stay on top of your situation, and it opens doors in your business as well. You can’t have a thriving business if you don’t have your personal finances under control. The right…


How to Manage Personal Credit Card Debt as an Entrepreneur

How much debt is lurking behind our credit reports? One WalletHub study found that the average household owes $8,600 to credit card providers—which is unsurprising, given that Americans have collectively racked up more than $1 trillion in IOUs (I own you, or debts). In other words, founders are more likely than not to be floating in fiscal…


8 Trends in Mobile Payments You Need to Know About

Checks and cash are relics in the payment industry. With an influx of alternatives and the steady climb in people using their smartphones to purchase goods and services, it’s clear that mobile payments will become the preferred payment method in the very near future. That means we can expect to see some exciting and innovative…


Top 9 Free Online Budgeting Tools Benefit Your Life

You don’t want to spend an arm and a leg on online budgeting tools. In my frugal opinion, that just defeats the purpose. Additionally, you don’t want to use overly complex tools that generate such meticulous reports that the thought of it gives you a panic attack. “Budgeting has only one rule: Do not go…


Debt-Related Stress Affects Body and Mind

Being in debt feels like you’re always a step behind. It doesn’t help that debt is spoken about as something that’s your fault—too much online shopping, or too many pricey pitchers of mimosas at brunch. “In our culture, in our country, we have a lot of noise about debt,” says Lindsay Bryan-Podvin, an Ann Arbor,…


What To Do if You Don’t Have Enough Money To Pay All of Your Bills

It might be the skyrocketing cost of fuel and food, or perhaps you’ve lost your job or you’ve already been living paycheck-to-paycheck with no cushy emergency fund to fall back on. For whatever reason, suddenly this month you can’t pay all of your bills. You’re scared, angry, worried and overwhelmed. What are you supposed to…


6 Types of Budgets and How to Choose

In hindsight, it makes sense that at and after the height of the COVID-19 pandemic Americans hoarded more money than ever. BEA notes that personal income increased $107.2 billion (0.5 percent) in March 2022. While understandable, this is still should raise concerns. After all, Bankrate found that only 41 percent of Americans would be able to cover…