While most people consider some debt to be healthy, too much debt is certainly not good for a small business. It acts as a weight around your ankle, holding you back from accomplishing your long-term financial goals. Serious debt is something that creeps up on a lot of business owners, you’re not alone. But how can…
Gas, Electric, or Hybrid: True Costs and Savings
The national average price for gasoline in the continental United States reached $5 in mid-June. People who spend multiple hours in their cars daily were flummoxed. No one was likely to get an increase in salary to match the increase in gas prices, so most people were forced to refigure their transportation budgets accordingly. Meanwhile,…
How to Stop Inflation from Deflating Your Savings
No, you aren’t imagining things. Everything costs more than it did before, and these higher prices make it hard to balance the budget while saving and thinking about retirement. But you can stop inflation from deflating your savings! In April, the Bureau of Labor released the latest data from the Consumer Price Index (CPI), revealing inflation’s steady creep…
Building a Budget You Can Live With
One of the best ways to manage money is to create a budget. Not having one could mean that money is spent on trivial things, with nothing to show for it in the long run. A budget does not have to be complex to work—especially if you have never created one before. Here are some…
3 Things You Should Know About Medical Debts Vanishing Credit Reports
Health care bills are about to become far less threatening to the financial well-being of millions of Americans. The three major credit bureaus are erasing most medical debts from people’s credit reports, and the Biden administration is reducing or eliminating medical debt as a factor in government lending decisions. Here’s what you need to know…
Most Student-Loan Borrowers Made No Payment During US Freeze
By Alex Tanzi From Bloomberg News A majority of borrowers who together hold about $400 billion in federal student debt made no payment on their loans in the pandemic era, taking full advantage of a freeze put in place at the onset of the COVID-19 crisis. Data from the Federal Reserve show that 60 percent…
Is a Trip to Disney Too Expensive or Complicated? Check out These 8 Alternatives
By Monica Fish Produced by Planner at Heart and syndicated by Wealth of Geeks. It’s supposed to be the happiest place on earth—and now that it’s reopened, most visitors agree. The ones that can afford it, that is. Has Walt’s vision of “some kind of family park where parents and children could have fun together,”…
Enjoy the Summer, Maximize Your Music Festival Savings
June 17, 2022
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Attendees of this year’s Coachella music festival have posted viral videos adding up their expenses from the weekend—with costs reaching the thousands for flights, hotels, food, drinks, outfits, and rideshares. Plus the ticket, which can start around $400 for a three-day pass to a popular festival like Lollapalooza or Coachella. Summer music festivals can be…
Student Loan Forgiveness Unlikely to Boost the Economy
By Don Lee From Los Angeles Times The Biden administration has been considering a plan to cancel at least $10,000 of federal student-loan debt. President Biden promised something of the sort during the 2020 presidential campaign. And with about 45 million current and former students carrying $1.76 trillion in debt, some sort of debt forgiveness is appealing both…
Federal Student Loan Interest Rates Will Increase for the 2022-23 Academic Year
June 15, 2022
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By Hanneh Bareham From Bankrate.com Federal student loan interest rates are set to rise for the 2022-23 academic year, following the U.S. Treasury Department’s 10-year note auction in May. The new rates will be 4.99 percent for undergraduate loans, 6.54 percent for graduate Direct Unsubsidized Loans, and 7.54 percent for PLUS loans. These rates will…
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