I’m sure you’ve heard that old saying that goes something like this: “If it looks like a duck, walks like a duck and quacks like a duck—it’s a duck!”
Well, I offer you another version of that old chestnut. And it goes like this: “If it looks like a crazy Social Security rumor, sounds like a crazy Social Security rumor, and quacks like a crazy Social Security rumor—it’s a crazy Social Security rumor!”
Almost every day, people send me emails in which they regurgitate some wacky rumor or myth they’ve heard or read about Social Security. For example, today I got an email from a woman who was complaining about the fact that she was turned down for Social Security disability benefits—not because she wasn’t disabled, but rather because she didn’t meet the requirement that says she must have worked and paid Social Security taxes in five out of the last 10 years. (That “five out of 10” rule applies only to disability benefits, not retirement benefits.)…