Dear Monty: We bought our first home in 2021. We paid $287,400 for it. We saved our $30k down payment by living on one income (we both work) for the first six years of our marriage. My wife just received a big promotion, but we have to relocate. To prepare to sell, we obtained three estimates of value. They average $300k. We will lose money because we will not get our whole down payment back after paying the commission. Reading media reports, we thought our home was worth more. We don’t know whom to believe. What is your take on the current real estate market?…