Dear Dave, Why do you seem to put so much emphasis on teaching young children about money? Isn’t there time for that later when they’re older? Cyndi   Dear Cyndi, I firmly believe that one of the best ways you can make sure your kids are ready to face adulthood when the time comes is to teach them how to handle money at an early age. The reason? Learning about money, and how to manage it in a wise, mature fashion, is about a lot more than just dollars and cents. There’s a quote from author Andy Andrews I really love. He says, “The goal is not to raise great kids. It’s to raise kids who become great adults.” If you think about it, there’s a subtle but powerful distinction here. Kids might behave well out of a sense of obedience or even fear, but that doesn’t mean they’ll do what’s best …