Dear Dave, I’ve been following your plan, but recently I experienced a medical emergency. I’m about halfway through Baby Step 2 and paying off my debts using the debt snowball system. Considering the circumstances, should I stop doing the debt snowball for now? Brooke Dear Brooke, That’s exactly what you should do. But make sure you’re only pressing the pause button on paying off debt. I’m talking about temporarily stopping the debt snowball, and making only minimum payments on all non-mortgage debt for now. Cash is your umbrella when it rains, and you never know just how long the rain will last. Even if you have great health insurance, you might end up paying a chunk out of pocket. That’s why it’s important to save up and have plenty on hand. Things like this are often just a bump in the road, so don’t get discouraged. They can be expensive, and they’re part …