Can you feel the tug? It’s the strong pull of the culture that works hard to get the best of us this time of year, to get us to spend more than we should. The best way to counter that force is to have strategies in mind ahead of time, before we feel we have no choice but to give in one more time, one more season. Consumable Gifts If your social circle is anything like mine, your gift list is a fairly long one and includes at least some people who are difficult to buy for. The problem with hard-to-buy-for people is that any gift will end up in a closet or the donation box, and that just makes the whole endeavor a big, fat, expensive waste of time and money. The best solution is to give consumable gifts that are meant to be used up and enjoyed. That’s …