The pandemic has highlighted the challenges that developed countries face around the world. Not only that, it has also exposed Canada’s huge income inequality gap between public- and private-sector workers, where the impact is only going to increase in significance as people get older. Those who work in the public sector—the protected class of Canadians—have suffered few financial effects from the health crisis, while many small business owners have lost everything. As former Liberal MP Dan McTeague told the Western Standard, Canada is now a country of “have-nots versus haves, and … public servants versus those who work in the private sector.” Countries are facing perilous financial times, with economies collapsing and government borrowing skyrocketing. This means the structures that we finance must be re-engineered to make them more sustainable in the long term. In Canada, 1,000 people turn 65 every day, according to the Canadian Association of Retired Persons. …