Imagine paying outrageous amounts of interest to a greedy finance company and loving every minute of it. Or how about making off-the-record, back-alley deals with a loan shark so you can skip all the credit checks and paperwork? Impossible? Not if that loan shark is you. You’ll be borrowing from yourself, making payments to yourself, and collecting high rates of interest—all from you and for you. The original idea of the credit union was to get the little person out of the clutches of the big money institutions. Credit unions are still a good idea! But even credit unions have their limits and standards when it comes to qualifying for personal loans. Being your own lender simplifies even the credit union strategy to just one person—you. And when you’re wearing the loan officer hat, dealing with you, the borrower, both the lending and repayment benefit only you. What a deal! …