Dear Dave, I’ve been following your advice for about a year. I’m almost out of debt, and I live on a budget, but looking toward the future it seems like it will be very difficult to save up for a down payment on a home. I live in Chicago, and property prices are very expensive. I have a friend in Georgia who suggested I buy a less expensive property there, then fix it up and flip it to make the money I would need for a down payment. What do you think of this idea? Erik Dear Erik, When you take on the kind of work you’re talking about, you need to oversee what’s happening every step of the way. You’re working out details, keeping an eye on the crew, and having to handle a dozen other issues tied to the project. Plus, you can’t just walk up to a …