Don’t be stunned when I tell you this. But, you can’t trust every financial advisor out there. I mean there really are people out there like Matthew McConaughey’s character in “The Wolf of Wall Street” conducting some really dirty business, which means your money may not be safe with them. In fact, according to one study, 7.3 percent of financial advisors in the United States have been cited for abuse. If you dig deeper into the data, though, one in 12 financial advisors in the U.S. has been cited for misconduct. ”These things are not frivolous,” Mark Egan, an assistant professor of finance at Harvard Business School and a co-author of the study, told Forbes. “The average settlement is in excess of $100,000 and the median is $40,000. These are costly offenses.” Unbelievable, right? The last thing that you would expect is that a financial advisor would embezzle money or …