Even the mention of words like “frugality” and “thrift” send some people over the edge because for them, those words conjure up thoughts of poverty and deprivation.
They assume that cutting costs is tantamount to diving into dumpsters to find one’s next meal. No wonder so many people prefer a life of debilitating debt to one of frugality.
Let me set the record straight. Please.
There is nothing undignified about spending less than you earn. That’s called living below your means, and it’s a fabulous way to live! When you spend less than you earn, you have some to save, and some to give away. When you spend less than you earn, you are not dependent on credit to get by. It’s a very good thing….