Dear Dave, I thought I was going to get control of my money and make a lot of other positive changes in my life this year, but very few of the things I wanted to accomplish happened. I started strong, and began with serious intentions, but somewhere along the way I lost focus. Can you give me some advice for making and sticking to my resolutions in 2022? —Isaac Dear Isaac, Lots of people make big promises with the best intentions on December 31. It seems everyone comes up with a laundry list of New Year’s resolutions, but research shows very few people actually achieve their goals. If you’re ready—and I mean really ready—to reset your life and succeed with your New Year’s resolutions, here are a few simple, proven steps that’ll help. First, write down your top goal. Pick the resolution that means the most to you and write it down. You’re …