Over the years, I’ve noticed something. People who live comfortably do not do so because they are particularly wealthy. It’s because they are disciplined. They possess financial maturity. They live according to principles and rules they impose upon themselves. I have a feeling that Jane, today’s first tipster, is one of those people—quietly disciplined and financially mature.
Luxury Tax
Whenever I spend money on a “want” (as opposed to a need), I tax myself with a self-imposed rule that I must deposit 10 percent of the total into my savings account immediately following the purchase.—Jane
Super Cleaner
I mix rubbing alcohol and water in a 50-50 ratio in a spray bottle. I clean virtually everything you can think of with this mixture. It leaves no streaks, and it kills germs. I usually pay less than $1 for a bottle of store brand rubbing alcohol, and it usually makes two bottles of cleaner. Cheap on the pocketbook and safer for the environment!—Samantha…