Commentary Were you looking for bargains this Black Friday? If you’re among the 56 percent of Americans who own stock, according to Gallup, no doubt you noticed the Dow dropped 2.53 percent. If you have a 401K, you may have lost as much as two years of retirement. I bet your bargain-hunting slowed a bit. Mine did. I don’t anticipate going overboard on Cyber Monday as well. The economy will take a hit. Crude has already dropped to $70 a barrel with ZeroHedge puckishly wondering if Biden will try to take credit for that. Good luck. The proximate cause of all this is the sudden appearance of the heavily-mutated strain of COVID-19 coming out of South Africa, now called Omicron. But if we are being honest, the overall situation is dimmer than that. This is a market crash that was waiting to happen and it is only surprising that it …