When Jackson Denke, 18, purchases a cup of coffee at Starbucks, he doesn’t do so blithely. “I want to maximize the return on my $5.45 drink,” he told The Epoch Times. First, he chooses the right credit card: his American Express Gold, which offers the best rewards for food-and drink-related purchases. Then, he uses the Starbucks App to grab even more reward points. Of course, he may not even make it that far. He also asks himself, “Is $5.45 really worth it for a drink?” “Very rarely do people take even an additional 5 to 10 minutes to consider a purchase: Do I need this TV? Will the convenience of an Uber Eats order outweigh the ridiculous fees and price inflation?” said Denke. “Moments like these are where proper education in finance is absolutely imperative.” Last year, he created a financial literacy course that now serves over 3,000 students in his home city of Woodland Hills, California. It’s hosted through …