It’s mailbag day, when I reach into my virtual mailbag and pull out a few questions from my dear readers, attempting to respond with specific help and resources.
Dear Cheapskate: How can I find a good financial counselor? We are not covering our monthly obligations and falling further and further behind. I am a nervous wreck and my health and family are suffering. I just don’t know what to do!—Tina B., New Hampshire
Dear Tina: Stop what you’re doing and get to National Foundation for Credit Counseling. This is a nonprofit consumer help organization you can trust, and the only credit counseling and debt management organization I recommend and fully endorse….