Planning to shop online this holiday season? I have one very important piece of advice: Do not use a debit card. You’ll understand why when I tell you what happened to Carol D. several years ago.
Look, I know that when it comes to spending money, we all have our comfort zones. Me? I’m a cash person. I prefer anonymity to convenience.
Others are all credit all the time, opting for convenience, and earning rewards to boot. You might be devoted to your debit card, knowing you are not at risk of spending more than you have. I get it. Your debit card is dear to you, and you are not alone. Debit cards generate trillions in purchases every year. OK, back to Carol….