Over the years I’ve devoted lots of ink and pixels to travel insurance, but recent developments with a Boston-area tour operator have raised two new—or at least new-to-me—potential pitfalls. Both deal with a subject once more prominent than now: failure to pay legitimate claims. And to understand the situation more clearly, I’ll start with a…
Buying Travel Insurance
“Any time you face a potential loss that’s more than you can comfortably walk away from, you probably need some combination of Trip-cancellation, Trip-interruption, and medical insurance.” That’s the basic rule of travel insurance, and it dictates how to decide whether you need insurance for any given trip, and if so, how much coverage of…
Travel Insurance, Part 1: Need It?
No matter where you get your information on travel, you have surely been bombarded with “tips” that you need to buy travel insurance. Maybe yes, maybe no. What you should do for sure is review your plans carefully to see whether you need travel insurance, and if you do, figure out exactly what you need—what…
Look to Your Credit Card for Travel Protections
By Rivan Stinson From Kiplinger’s Personal Finance With delays and cancellations for air travel worse than ever, your credit card’s travel insurance could come in handy to cover various aspects of what could go wrong with your trip. Insurance for trip cancellation or interruption kicks in if your prepaid or nonrefundable flight is canceled or…
Travel Insurance — Is It Worth It?
By Lynn O’Rourke Hayes From FamilyTravel.com Recent world events have travelers pondering the potential benefits of travel insurance. Here are five tips to consider. Where to Start? Selecting travel insurance can feel a bit overwhelming. You can begin to simplify the process by taking note of the various components of your trip – air, car…
Traveling Through Hurricane Season
I feel your pain. I know what it’s like when weather derails your plans. Nearly 10 years ago, I was in Orlando when Tropical Storm Andrea messed up our theme and water park plans. But that was nothing like Category 4 Hurricane Ian, which made landfall in Florida Wednesday with 150 mph winds, tying for…
Don’t Let Emergencies Ruin Your Vacation
Now that summer has arrived, it is the perfect time to travel abroad. You are almost ready to take that trip you have diligently planned and waited for. Should you purchase travel insurance? Despite your planning, problems can occur that may delay or ruin your vacation. Travel insurance could ease the stress of unexpected travel…
Don’t Skip Travel Insurance — Especially During a Pandemic
Kristen Yaldor was not thinking about travel insurance when a hippo flipped her out of a boat and took a chunk out of her leg while she was on safari in Zimbabwe. In fact, it never occurred to her or her adventuresome husband, Ryan, that they would ever need it. Surviving the attack was only…
Summer Trip Insurance: Two Key Questions
There’s a good chance that you’ll encounter some special insurance needs on your summer trip. For the most part, travel insurance is pretty cut and dried, but you need to take care with two types of insurance. Rental Car Collision. If you rent a car during your trip, you’ll encounter what has been a major…
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