Some people who are aiming to file their 2022 tax returns early next year received new advice from the Internal Revenue Service that said that they need to wait for “key documents” before filing. The reason why, the agency said, is because some people might be receiving a Form 1099-K for the first time due…
‘Early Filers’ Should Wait to Send Tax Return in 2023: Here’s the Key Reason Why
The Secret for a Debt-Free Holiday Season in a Single Word
It’s not exactly a new word to me. But I’m pretty sure I’d never actually used the word “pre-determine” in a sentence until my pastor referred to it recently — and in a way that turned on a bright light in my noggin. To pre-determine is to make a decision in advance. That describes perfectly…
Everything You Need to Know About the Final Stimulus Checks in California
December 12, 2022
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The final stimulus checks in California are currently being sent out. Distributing the money started in October when it was sent via direct deposit. The program is called the Middle Class Tax Refunds (MCTR), and recipients will receive between $200 and $1,050. The reason for the California state stimulus checks is to help residents cope…
Holiday Gifts That Keep on Giving
By Steve Rosen From Tribune Content Agency Toys, of course, are a shopping must. But consider some gifts for the kids that will keep on giving long after the blocks, action figures, and game systems get relegated to the back of a closet or attic. Savings bonds, contributions to college savings accounts, and helping to…
Co-buying a House: How Platonic Partners Make It Work
Seven years ago, Phil Levin and his girlfriend, Kristen Berman, pondered a common question: Should we move in together? Levin assumed they’d take a predictable path and find a more affordable apartment outside of pricey San Francisco. But Berman, a behavioral scientist, shared her reservations about leaving their friend network—and some facts to back it…
Make the Most of New Rules for Charitable Giving
Most people no longer get a tax deduction when they donate to charity. That shouldn’t keep you from making donations, but you may want to change your approach. Typically, only taxpayers who itemize deductions can write off charitable contributions. The vast majority of taxpayers instead take the standard deduction, which was nearly doubled by the…
Survivor Benefit Doesn’t Affect Social Security Work Benefit
By Elliot Raphaelson From Tribune Content Agency Question: I was divorced many years ago after more than a 10-year marriage. I have not re-married. My previous wife has passed away, and she worked under Social Security for many years. I am 63 now, and don’t plan on filing for my Social Security benefit until I…
How COVID-19 Affected Life Insurance and Brought About the Changes You May See Soon
The life insurance industry has permanently changed due to COVID-19. The pandemic and the large number of deaths caused by it produced a rush to get life insurance policies—which has placed a degree of uncertainty in the marketplace with insurers trying to calculate just how much to charge. The biggest problems that the industry faces…
How Credit Can Beat Buy Now, Pay Later
At first glance, a “buy now, pay later” plan’s promise of no interest or upfront fees can seem more appealing than a credit card’s terms. Dividing a transaction into, say, a pay-in-four installment plan sounds straightforward and manageable. Unlike credit cards, though, these plans lack certain consumer protections and are sometimes unpredictable. In this way,…
Closing Prices for Crude Oil, Gold and Other Commodities (Dec. 11)
December 9, 2022
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Benchmark U.S. crude oil for January delivery fell 44 cents to $71.02 a barrel Friday. Brent crude for February delivery fell 5 cents to $76.10 a barrel. Wholesale gasoline for January delivery rose 1 cent to $2.06 a gallon. January heating oil fell 9 cents to $2.79 a gallon. January natural gas rose 28 cents…
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