Just last week, I wrote a column in which I passed along my ideas for a holiday gift for senior citizens. One is a booklet published by the Social Security Administration called “Fast Facts and Figures.” It’s a short booklet (about 40 pages) crammed with fun and interesting tidbits about the Social Security program. Just…
Skip a Payment?!
Get a load of the “gift” that reader Julie W. got in the mail from her bank several months ago: Dear Julie: Summer is the time for great vacations. So start with a vacation from your loan payments, with Skip-a-Payment. Three easy steps put extra cash in your pocket! 1. Mail the attached Skip-a-Payment coupon…
Family Finances: How to Get the Raise You Deserve
By Janet Bodnar From Kiplinger’s Personal Finance Research shows that women are more reluctant than men to ask for a raise and that they feel less comfortable negotiating. “Women have been socialized not to ask, and they’re especially sensitive to asking for too much,” says Sharon Melnick, an executive coach for women leaders. “It seems…
Closing Prices for Crude Oil, Gold and Other Commodities (Dec. 20)
December 20, 2022
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Benchmark U.S. crude oil for January delivery rose 90 cents to $76.09 a barrel Tuesday. Brent crude for February delivery rose 19 cents to $79.99 a barrel. Wholesale gasoline for January delivery rose 4 cents to $2.22 a gallon. January heating oil rose 1 cent to $3.06 a gallon. January natural gas fell 52 cents…
How to Complain and Get Results
If you feel you have more to complain about these days, you may be right. The products we use are increasingly complex, which often means they have more ways to malfunction. Companies are still struggling to hire and retain workers, so the customer service representatives who are supposed to help you may not know how….
Seven Ways to Bank Smarter in the New Year
Every year people make new resolutions. Some want to lose weight, others have a specific goal they wish to attain. One goal that everyone should have in the new year is banking smarter. Smart banking can save you money. But what does that mean? Here are seven ways to bank smarter. Reevaluate Banking Services and…
When Student Debt Comes Home to Roost and Fast Track Mortgage Payoff
Dear Mary: Several years ago I decided to become a medical transcriptionist. I had no knowledge how school loans work and signed a student loan from Sallie Mae for $7,000 with a 12-month deferment on payments. It took 15 months to finish school, so my payments started before finishing. I am still paying $134 a…
Look to Your Credit Card for Travel Protections
By Rivan Stinson From Kiplinger’s Personal Finance With delays and cancellations for air travel worse than ever, your credit card’s travel insurance could come in handy to cover various aspects of what could go wrong with your trip. Insurance for trip cancellation or interruption kicks in if your prepaid or nonrefundable flight is canceled or…
Closing Prices for Crude Oil, Gold and Other Commodities (Dec. 19)
December 19, 2022
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Benchmark U.S. crude oil for January delivery rose 90 cents to $75.19 a barrel Monday. Brent crude for February delivery rose 76 cents to $79.80 a barrel. Wholesale gasoline for January delivery rose 5 cents to $2.18 a gallon. January heating oil fell 7 cents to $3.05 a gallon. January natural gas fell 75 cents…
Saved by My Credit Card
Have I got a story for you, and when I say “you,” I refer primarily to my readers who are having a difficult time understanding why I do not use a debit card. I am careful to always pay with a credit card when making a large purchase, when I order something online or put…
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