Shoppers who used “buy now pay later” to help finance gifts this holiday season may soon encounter an unwelcome surprise: Returns can be more challenging than when buying from the store with cash or a credit card. Returns and disputes are a common concern among buy now, pay later users, according to a September 2022…
$15 an Hour Minimum Wage Gains Steam in 23 US States
Twenty-three U.S. states are on the verge of implementing a $15 an hour minimum wage. Historically high inflation growth has been surpassing wage gains over the past year, leaving millions of American workers struggling to pay their bills. The price of goods is now at a 40-year historical high, while mortgage rates are twice what…
Best Colleges for Retirees
Typically, retirement is a time when you can kick back and relax. And, there’s nothing wrong with that. You’ve paid your dues, after all. However, learning new skills can help you keep your mind sharp. Did you also know that in the United States, many institutions offer senior citizens free college courses? Taking advantage of…
Which Are the Cheapest Home Electric Heaters?
As winter approaches and energy prices are still high, the need for an energy-efficient heater becomes more urgent. Many different kinds of heaters are available on the market, but finding one that offers the cheapest electric heat is more difficult. In a recent article, the Department of Energy reported that it expects the cost of…
Millennial Money: Is Meal Kit Delivery Still Worth the Cost?
Meal kit subscriptions boomed in popularity in 2020, when more people were staying home and cooking than going out to eat during the beginning of the COVID-19 pandemic. Companies like HelloFresh, Blue Apron and EveryPlate catered to customers looking for healthy meals with more variety, made with pre-portioned ingredients shipped to their door. But now…
Are More Audits in Taxpayers’ Future?
By Joy Taylor From Kiplinger’s Personal Finance Question: Why did Congress give the IRS (Internal Revenue Service) so much more money? Does this mean we all will be subject to more audits? Answer: The rising tax gap is one reason the IRS asked for $80 billion in extra funds—and got it. The tax gap is…
Closing Prices for Crude Oil, Gold and Other Commodities (Dec. 23)
Benchmark U.S. crude oil for February delivery rose $2.07 to $79.56 a barrel Friday. Brent crude for February delivery rose $2.94 to $83.92 a barrel. Wholesale gasoline for January delivery rose 13 cents to $2.38 a gallon. January heating oil rose 14 cents to $3.27 a gallon. January natural gas rose 8 cents to $5.08…
Types of Finance Jobs and Salaries in the United Kingdom
Finance continues to be one of the highest-paying job sectors in the United Kingdom, and it continues to show steady growth, attracting tens of thousands of people with a wide range of skills and academic qualifications. Based on a recent survey from Glassdoor, a finance director, on average, earns an annual salary of around £99,400…
Millennial Money: Prepping to Buy a Home or Invest in 2023?
It has been quite the year. In 2022, we’ve lived through high inflation, stock market lows, housing market frenzies and ongoing Federal Reserve rate hikes. Although we don’t have a crystal ball to predict what will happen to the economy next year, we could use this year’s events as a guide: Things may continue to…
The Year 2023 and ‘the Most Dangerous Words in the English Language’
Commentary I was on a Zoom meeting earlier in the week where I questioned a procedure the organization was following. Another member of the meeting group said, “But that’s the way we’ve done it for 20 years.” I was reminded of a quote by the late, great, computer scientist, mathematician, and engineer, U.S. Navy Reserve…
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