Borrowing money for nothing sounds like a good deal. Zero percent financing on a new vehicle allows you to borrow money without paying interest or bank fees. But is this a good deal, or is there a catch? What are the advantages and disadvantages? Zero Percent APR Car Loan Usually, when you take out a…
Should You Choose a Zero Percent APR Loan on a New Vehicle?
January 6, 2023
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Money Mistakes Many People Make Before Refinancing Their Home
January 5, 2023
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Just as deciding when to take advantage of 4th and goal, refinancing a home has many opportunities and pitfalls. The reason you might consider a refinance is that you want to pay less interest. Or, if you need to put some money towards another expense, you can take some money out of your house. It’s…
Social Security Changes for 2023
By Sandra Block From Kiplinger’s Personal Finance Question: I recently retired at 63 and claimed Social Security. But I plan on working part-time to earn some extra money. Would that reduce my Social Security check? Answer: If you file for Social Security before you reach full retirement age (66 to 67 for most workers) and…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 5)
January 5, 2023
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Benchmark U.S. crude oil for February delivery rose 83 cents to $73.67 a barrel Thursday. Brent crude for March delivery rose 85 cents to $78.69 a barrel. Wholesale gasoline for February delivery rose 1 cent to $2.27 a gallon. February heating oil was unchanged at $2.97 a gallon. February natural gas fell 45 cents to…
How to Prevent Getting Hit With Inheritance Taxes
Receiving an inheritance can be considered a great blessing. Even though you will be missed, your heirs will be glad that you named them as a beneficiary. If you have not made any preparation to cover or prevent inheritance taxes, your beneficiaries will discover that they will not get nearly as much as they hoped….
When Parents Develop Attitudes of Entitlement
In my book, “Raising Financially Confident Kids (Revell, 2012),” I devoted an entire section on ugly attitudes of entitlement. It’s a common malady among children these days. The more children have, the more they want, and the more they feel entitled to have it. Ugly attitudes of entitlement in childhood often show up as mountains…
Bankrupt Cryptocurrency Platform Celsius Owns Rights to Most Customer Digital Assets: Judge
January 5, 2023
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bankruptcyBusiness & MarketsCelsiusCompaniescryptocurrencyeconomyJudiciaryMarketspersonal financeUSUS News
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A U.S. bankruptcy judge ruled on Jan. 4 that digital assets deposited into the cryptocurrency lending platform Celsius Network’s Earn program belong to the now-bankrupt company’s estate and not individual users. Celsius filed for Chapter 11 bankruptcy in July 2022 amid a liquidity crisis. At the time, the company had approximately 600,000 accounts that earned interest as part…
What Is Revenue? Here’s Everything You Need to Know and How to Calculate It
By Entrepreneur Staff Businesses are primarily successful based on how much money they make or their revenue. But while anyone can roughly grasp revenue, what it means and why it’s essential, revenue as a business figure is a little more complex, especially when you compare it to other metrics like income. Below is a breakdown…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 4)
January 4, 2023
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Benchmark U.S. crude oilBrightBusiness & MarketsgoldGold and CommoditiesinvestingMarketspersonal finance
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Benchmark U.S. crude oil for February delivery fell $4.09 to $72.84 a barrel Wednesday. Brent crude for March delivery fell $4.26 to $77.84 a barrel. Wholesale gasoline for February delivery fell 10 cents to $2.26 a gallon. February heating oil fell 12 cents to $2.97 a gallon. February natural gas rose 18 cents to $4.17…
Turning Full Retirement Age in 2023? Consider Filing for Benefits This Month
I write a column like this one every January, but I don’t mind plagiarizing myself because it contains a very important message for people planning to retire in 2023. January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching 66 and 6 months, their so-called full retirement…
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