By Steve Rosen From Tribune Content Agency Your teen had a great time using his credit card on holiday shopping sprees, so much so that he spent to the max and now can’t pay the tab that is due. This is a reality check right to the wallet for mom and dad. That’s because the…
Parents, Know Your Legal Responsibilities on Your Kids’ Credit Card Debt
January 15, 2023
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Eight Ways to Prevent Online Identity Theft
Living a private online life isn’t always easy, but it is necessary. Unfortunately, with data breaches and online tracking, your private financial and personal information are in jeopardy. But there are ways to protect your online identity. Most methods are not difficult. The number-one way to secure your privacy is to be vigilant. Here are…
What You Need to Know About Non-Qualified Annuities
In the face of the current adverse economic conditions, many would-be retirees are worried about their financial capacity. Inflation remains elevated, matched with skyrocketing interest rates on borrowing. Financial advisers and personal loan management experts may recommend adding more sources of income to cover their living expenses and loan repayments upon retirement. It’s no surprise…
Degree Holder Concerned About Lack of Professional Experience
By Kathleen Furore From Tribune Content Agency Dear Readers: I recently spoke with someone who just earned an associate’s degree in a creative field and is concerned because she doesn’t have any professional work experience to highlight on her resume. How can someone with an associate’s degree in a field like graphic design, floral design,…
30 Household Expenses You Can Cut
Owning a home is a great goal to have. However, once you have ownership—there are some easy-to-miss expenses that you no longer want to afford. These are fees that may be costing you more than you think. Here are 30 household expenses you can cut. 1) Cable or Satellite TV Subscriptions The whole world is…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 13)
January 13, 2023
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Benchmark U.S. crude oil for February delivery rose $1.47 to $79.86 a barrel Friday. Brent crude for March delivery rose $1.25 to $85.28 a barrel. Wholesale gasoline for February delivery rose 5 cents to $2.53 a gallon. February heating oil rose 4 cents $3.26 a gallon. February natural gas fell 28 cents to $3.42 per…
21 Minute Habits That Can Boost Your Productivity by 100%
As the name suggests, micro habits require minimal motivation and effort to accomplish. Eventually, this little habit will build on top of itself into something bigger and better for you and your goals. It’s like when you start running. You may only be able to make it half a mile. But, eventually, you’ll be cruising…
Managing a Friend’s Will
Dear Dave, Our next-door neighbor was an older single man with no family, and my wife and I always tried to look out for him and help with things. He died recently, and in his will, he left us his home, his car, and the money he had in his bank account. The will was…
What Is Real Estate Project Finance?
January 13, 2023
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Finding finance for real estate projects can be a challenging process, but it is an essential step toward ensuring the success of the project. There are various finance methods available, and it is important to carefully consider all options to determine which specific method suits your investment goals and financial situation. Here we discuss the…
Save Money With a Mortgage Rate Buydown
January 13, 2023
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A mortgage is usually the most significant monthly expenditure that people have. The 28 percent rule is that a mortgage makes up about 28 percent of a monthly income. That makes keeping that monthly payment down a priority. There is a way to temporarily lower a monthly mortgage. A mortgage rate buydown can help. But…
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