For the past couple of years, hotel and airline loyalty programs have extended elite status in response to the COVID-19 pandemic. But in 2023, that’s coming to an end. A tsunami of downgrades will wipe out some travelers’ elite status because pandemic-era offers are expiring and loyalty programs are upping the qualification requirements. On Jan….
IRS Reminds Taxpayers of Key Deadline That They Should Know About to Avoid Scams
The Internal Revenue Service (IRS) has issued a reminder that Jan. 31 is the deadline for employers to file W-2 forms and other wage statements, and that wage earners should be aware of this deadline to help them guard against tax refund scams. Employers must submit Form W-2 and Form W-3 for the 2022 tax year to…
Watchdog Identifies $5 Billion in Potential COVID-19 Relief Fraud
January 31, 2023
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Business & MarketsBusinesses in COVID-19COVID-19Crime and Incidentseconomic policieseconomyFraudpersonal financeunemploymentUSUS News
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A federal watchdog on Monday issued an alert for $5.4 billion in relief that may have been fraudulently claimed through the U.S. government’s small business COVID-19 support program. Data scientists from the Pandemic Response Accountability Committee (PRAC) flagged over 69,300 “questionable” social security numbers (SSNs) for “potential fraud and identity theft” linked to the programs….
Inflation in Rural Areas Much Higher Than in Cities
January 30, 2023
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High inflation is hurting rural households disproportionately compared to urban dwellers, according to a survey. According to Iowa State University (ISU) researcher Dave Peters, the disposable income for rural residents has fallen 38 percent since 2021, dropping from nearly $10,000 a year to just $6,000. Other comparable studies have shown that the disposable income of residents…
Investing: Fixing Your Fixed-Income Portfolio
By Nellie S. Huang From Kiplinger’s Personal Finance After a brutal 2022, the outlook for fixed-income investments is much improved for 2023. With that in mind, here is a plan of action for your fixed-income portfolio in what promises to be a new bond market. Cash At long last, cash offers a decent yield—in some…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 30)
January 30, 2023
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Benchmark U.S. crude oil for March delivery fell $1.78 to $77.90 a barrel Monday. Brent crude for March delivery fell $1.76 to $84.90 a barrel. Wholesale gasoline for February delivery fell 9 cents to $2.50 a gallon. February heating oil fell 16 cents $3.11 a gallon. March natural gas fell 17 cents to $2.68 per…
Six Last-Minute Tips for Filing Income Taxes
The tax-filing deadline on April 18 is looming. And you might be scrambling to prepare your 2022 tax returns. But you can make the process go smoother and more efficiently. You want to lower your tax burden. It’s still possible, even though Dec. 31, 2022, has come and gone. Here are six tips for filing…
Family Finances: Job Hunters Have a New Negotiating Tool
By Sandra Block From Kiplinger’s Personal Finance Mariann Madden, the North America Fair Pay co-lead at WTW, a global human resources consulting firm, has some advice for job seekers. Question: Under a new New York City law, companies that post a job that may be performed in that city are required to include a salary…
Why Do so Many Older Adults Choose Medicare Advantage?
In 2022, 48 percent of Medicare beneficiaries were enrolled in Medicare Advantage plans instead of original Medicare, and experts predict that number will be higher in 2023. Medicare Advantage plans are offered by private insurers and bundle Medicare benefits in a way many people find appealing—but they also limit care to network providers, often require…
Millennial Money: Rekindle Fizzling Financial Resolutions
Save more, spend less and pay off debt are popular New Year’s resolutions—and perhaps the ones most likely to fall by the wayside a few weeks into the year when reality sets in and expenses derail plans. But an early-in-the-year setback, like paying your health insurance deductible or the credit card bills after a costly…
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