By James K. Glassman From Kiplinger’s Personal Finance Well-chosen stocks that pay dividends are solid investments. They are a little less volatile, or risky, than the market as a whole. They produce slightly worse returns in good times but significantly better returns in bad. And dividends don’t lie. Companies can pull all sorts of shenanigans…
Why You Need an Emergency Fund and How to Get One
Four weeks before Christmas, Mitch and Jenn had a string of bad luck. Mitch broke his leg in a skiing accident. Jenn’s car broke down, requiring major repairs. And the aged roof of their home decided to fail right in the midst of a major storm. The financial and emotional toll these events took on…
Closing Prices for Crude Oil, Gold and Other Commodities (Mar. 6)
March 6, 2023
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Benchmark U.S. crude oilBrightBusiness & MarketsgoldGold and CommoditiesinvestingMarketspersonal finance
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Benchmark U.S. crude oil for April delivery rose 78 cents to $80.46 a barrel Monday. Brent crude for May delivery rose 35 cents to $86.18 a barrel. Wholesale gasoline for April delivery rose 5 cents to $2.80 a gallon. April heating oil fell 2 cents to $2.89 a gallon. April natural gas fell 44 cents…
Where to Shop for Auto Insurance
By David Rodeck From Kiplinger’s Personal Finance If you’ve decided it’s time to test the market for your auto insurance, you have several ways to get quotes and see what’s out there: An Agent With a Major Insurer One option is to reach out to an agent representing one of the major insurers, such as…
IRS Warns of New Tax Scam That Tempts Innocent Taxpayers Into Becoming Criminals
The Internal Revenue Service (IRS) has issued a warning to taxpayers to be on guard for a new scam that promises huge refunds if they misuse wage information or claim false credits on tax returns, potentially leading them to face criminal liability. There are several variations of the scheme, but all involve misusing wage information…
Inflation Cannot Hide on Amazon Prime
I have often heard it said that the first step in recovery from addiction is to admit that one has a problem. Well, I’m not afraid to admit that over the years I’ve become completely dependent on Amazon Prime for the vast majority of my grocery and household goods shopping. If it’s not something fresh…
Falling Labor Participation Rate ‘Really Troubling’ for the US Economy, Warn Experts
March 4, 2023
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american workersBusiness & Marketseconomic policieseconomylabor participationpersonal financeUSUS News
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America’s low labor participation rate since the COVID pandemic has become a problem for the U.S. economy, according to experts. Economists are saying that an unprecedented drop in labor participation throughout the United States after the pandemic hit in 2020 has become widely noticeable. Health concerns, harmful reactions to the COVID vaccines, lockdowns, and stimulus…
How to Deduct Property Losses After a Hurricane
By Joy Taylor From Kiplinger’s Personal Finance Question: My home suffered significant damage from Hurricane Ian last year. Can I deduct the loss on my tax return? Answer: Personal casualty losses of individuals are deductible to the extent the losses are attributable to federal disasters, such as hurricanes, earthquakes, blizzards, wildfires, tornadoes or major flooding…
Timeshare Owners Warned by FBI to Avoid Resale Scammers
The FBI has warned timeshare owners across the United States to be on the lookout for scammers targeting their properties in Mexico. The scammers are pretending to be companies offering to sell or rent their victims’ timeshares, cheating timeshare owners out of millions of dollars, the FBI said in a public service announcement on Thursday….
Don’t Be the Victim of Cyber Fraud
By Janet Bodnar From Kiplinger’s Personal Finance Eric Iversen, author of “How to Be Cyber Safe + Savvy,” a guide for seniors commissioned by the National Cryptologic Foundation, offers advice for seniors. Question: Why a guide specifically aimed at seniors? Answer: Navigating the online world is a learned skill for seniors, and their lack of…
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