Category: personal finance

8 Master Tips on How to Get Paid for Public Speaking

By Carol Roth One of the top questions I get from entrepreneurs, experts and other professionals is “How do you go about actually getting paid for public speaking?” I turned to some of my well-respected colleagues who speak at various fee levels to get their best advice and have boiled it down to eight steps for you. 1. Speak…


How To Get the Most Out of Your Credit Cards

First and foremost, this article is only for those who are financially responsible. Credit cards shouldn’t be part of a financial strategy conversation unless it’s proven that bills can be paid without paying overdraft fees. That being said, credit cards can be a powerful tool if you know about them and know how to use them properly….


It May Be Time to Sell the Car

Dear Dave, We have a 2008 Honda Accord that needs a new timing chain. Our mechanic says the repair will cost about $2,200. The car is worth about $4,500. Is it time to get another car, or should we have it repaired? —Susan Dear Susan, That sounds a little high for a timing chain fix…


6 Tips for Digging Your Small Business Out of Serious Debt

While most people consider some debt to be healthy, too much debt is certainly not good for a small business. It acts as a weight around your ankle, holding you back from accomplishing your long-term financial goals. Serious debt is something that creeps up on a lot of business owners, you’re not alone. But how can…


Inflation-Hedging Strategies to Protect Your Savings

When the word inflation starts hitting the news, people have a reason for concern. Inflation means that your dollar will buy less than it did a year ago—possibly even just a couple of months ago. Although some amount of inflation is considered normal and possibly even beneficial in a market-based society, a high rate of…


How to Sell Your House for the Highest Price Possible

So you’re getting ready to sell your house. Just thinking about it can be an overwhelming experience. Should you hire a real estate agent? Should you do a FSBO (for sale by owner) to keep from paying that big commission? Should you spend a lot of money to paint and re-carpet — at least the…


When Should You Annuitize Your Annuity? Timing Does Matter!

When to annuitize an annuity is a question that many retirees and people saving for retirement face. After many years of saving and waiting to start reaping the benefits, you finally reach retirement age and wonder: should I annuitize now? In one year? In ten years? Does it make a difference? The answer is yes….


In Unchartered Territory, Is the Housing Market About to Crash?

By Mark Patrick Produced by Planner at Heart and syndicated by Wealth of Geeks The housing market is heading into waters not charted in decades. We haven’t had to deal with several factors at play in a long time, including high inflation, rising interest rates, low supply, and rapidly increasing home prices. All of these factors…


The Stock Market Is Tumbling. What Now?

It has not been a lucrative year for the stock market. The S&P has fallen for a whopping 10 weeks out of the past 11. The Dow closed below 30,000 for the first time since January 2021. If we turn to historical data for insight into the future, things don’t look much more optimistic. According…


Investment Ideas for Kids: Starting Them Early

By Joseph Hogue Produced by Planner at Heart and syndicated by Wealth of Geeks As a parent, you may be looking for ways to help your child learn about managing money and building wealth. Investing is a great way to do this. With time and planning, your kids could be well on their way to…