If you have been saving for retirement using a 401(k), you may be surprised at what you see on your next statement. The new “lifetime income illustrations” could leave you very disappointed. You also may want to make some adjustments based on what you learn from the new information. SECURE Act Provisions In 2019, when…
7 Ways to Become Smarter Every Week
By Deep Patel To be successful in business, you need a nimble mind to react to problems faster and you need to be adept at understanding whatever is thrown your way. In short, your ability to succeed is often determined by how smart you are. With practice, anyone can increase their knowledge base, sharpen their…
Dividend Stocks: Formidable Weath Builders Despite Inflation
Dividend-paying stocks are a dependable way for investors to get paid during shaky market periods, when other avenues for profit, such as capital gains, are more uncertain. These stocks are considered to provide a hedge against inflation, making them popular investment choices in the current market. On average, they tend to be far less volatile…
Are ‘Inflation Relief’ Checks Like Pouring Gas Onto Inflationary Fire?
News Analysis As some states mull or roll out “inflation relief” in the form of checks or tax rebates in a bid to help households weather soaring prices, critics argue such measures amount to fiscal stimulus that will keep inflation higher for longer. American households face crushing inflation that has squeezed buying power and made…
Medical Debt Comes Off Millions of Credit Reports—What You Should Know About It
By Ted Rossman From Bankrate.com In late March, the three major credit bureaus announced significant changes to how medical debt will affect Americans’ credit scores. On July 1, paid medical collections will disappear from Equifax, Experian and TransUnion credit reports. Previously, these could have remained for up to seven years. Also, unpaid medical collections will…
4 Simple Tips for Finding Incredible Real Estate Deals
By Brandon Turner When I was a child, every Saturday morning was the same: Wake up early, pile into the minivan with my mom and three siblings, and start looking for garage sales! Yes. I was raised by a “garage sale mom.” Because we didn’t have a lot of money, we bought nearly all of our…
5 Ways to Make More Money by Working Smarter
By Melanie Allen From Wealthofgeeks.com For many, work-life can mean long, draining hours and little time to relax. What if there were strategies people could implement to work less and still make money? Good news. There are. Here are five ways to help you make more money by working smarter, not harder. 1. Find Passive…
Looking Toward Recession: Prepare for the Worst, Hope for the Best
It has not been a great year for the markets. Economists in Europe and the United States have become increasingly cynical in their predictions for the near future, and many feel that a recession is inevitable. They are hardly alone, either. A recent CNBC CFO Council survey interviewed 22 chief financial officers from major companies, from mid-May…
What’s Made Elon Musk So Successful? It Comes Down to These 5 Personality Traits
By Randy Garn We can rattle off Elon Musk‘s accomplishments in our sleep: co-founder of monetary giant PayPal; founder of Tesla Motors, the electric car company that is changing the world; and founder of Space X, which is focused on space exploration and space travel, and has even sent NASA to the International Space Station on his spacecraft. We can…
Choose a Payment Method: PayPal vs Credit
You’re about to make an online purchase. At the shopping cart, a payment choice comes up. Do you want to use PayPal or a credit card to pay for the purchase? They both seem like good options. What are the differences? And is one more secure than the other? The Basics of PayPal PayPal is…
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