Category: personal finance

7 Ways to Make Extra Income Even With a Full-Time Job

By Sujan Patel Is your dwindling bank account impacting your health? The American Psychological Association (APA) released a survey showing that money stress impacts Americans’ health nationwide. And, as it turns out, the wealthy are also stressed about money—not just those in lower-income households. You can eliminate some of that financial stress by earning extra income, even if…


Tips for Boosting Your Credit Score

By Pat Curry From Bankrate.com If you’re thinking about buying a house or a car, your credit score is a very important number. The interest rate you’ll pay for the money you borrow will be determined, in large part, by this three-digit number that’s generated from the information in your credit report. Most lenders have carved-in-stone rules…


Children’s Debit Cards Can Teach Financial Good Sense

Everyone wants the best for their children. Teaching them respect, love, responsibility and educating them overall are priorities for parents and grandparents. But one aspect of children’s education is often overlooked, and it can cause havoc when they are adults. Learning about finances should be part of your children’s ABCs when they are growing up….


Retail Sales Rose in June but Down When Inflation Is Taken Into Account

U.S. retail sales rose 1 percent in June, largely due to higher prices for food and gas, led by inflation and not sales volumes, according to the Commerce Department on July 15. The small increase in retail sales last month was not adjusted for inflation, with sales likely falling 0.2 percent when taking the 1.3 percent…


When a Breadwinner Dies: Applying for Survivors Benefits

Families often rely on one person to bring in the income that sustains the household. When the family’s breadwinner dies, the loss is felt deeply. Compounding the family’s grief is the question of how to meet their daily needs. This can quickly become a serious issue. Under certain conditions, the survivors may be able to…


Survey Shows About 30 Percent Retirees Aren’t Worried About Inflation on Their Savings—Well, Are You?

How worried are you about retirement inflation? ‌You probably have a positive outlook about retiring comfortably if you’re in the majority of Americans. Those are the results of the 2022 Retirement Confidence Survey conducted by the Employee Benefit Research Institute and Greenwald Research in January, polling 2,677 workers and retirees. “Even with the concerns of the pandemic and…


How to Position Yourself as the Go-To Expert in Your Niche

By Erica McMillan When you have a strong personal brand you are viewed as the expert and go-to personality in your field, whatever that is. If you exit your company or it’s acquired and you start another venture, guess what? Your personal brand follows you, and you are able to immediately leverage its power. As a branding strategist,…


Growing Your Small Business: Have the Vision to Diversify

You did it. You own your own business, and you’re the boss. It’s a healthy business and doing well. But what’s your vision? If you max out on your core business, what’s next? No matter how small or big your business is, the need to think outside the box is essential. Think about your short…


5 Streams of Income That Will Grow Your Wealth

By Feras Moussa Studying millionaires is quite fascinating, because more often than not, they are regular, ordinary people with remarkable discipline and focus. Very wealthy individuals get that way by working differently (not necessarily harder or smarter) than the rest of the world. One fascinating insight into millionaires is that they typically have multiple streams of…


Odds Rise for Massive Fed Rate Hike as June Inflation Jumps Over 9 Percent

The odds that fed funds futures will face a 1 percent interest hike, according to the CME Fed Watch Tool, surged to nearly 80 percent on July 14, a massive jump over earlier expectations. Inflation rates hit their fastest pace since 1981 in June, surging 9.1 percent higher from a year earlier and 0.5 percent more…